Family: Elbert Cowley HAY / Mary Lois LOZIER (F1333)
m. 1913
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 | Charles Edward LOZIER (1859- )
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 | Grace Lillian CHENEY (1861-1958)
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| Clerie Elbertine LOZIER (1882- )  |
| Mary Lois LOZIER (1893-1956)
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